Sitting down to a big bowl of these healthy and hearty banana steel-cut oats is the perfect way to start your day. Made with just 5 simple everyday ingredients, you'll love how easily this comes together.

I remember the first time I ate steel-cut oats. I was at a breakfast restaurant in Boston and they charged me $8.50 for a plain old bowl of oats. $8.50!!
Needless to say, I don't order oatmeal at restaurants anymore. But lucky for me they are super cheap and easy to make at home.
These Banana Steel Cut Oats are my go-to when the first signs of winter hit. All I want to do is snuggle up with a warming bowl each morning.
WHY YOU'LL LOVE THIS BANANA STEEL-CUT OATS RECIPE
- Warming winter breakfast option.
- A great way to use up that ripe banana sitting on the bench.
- Reheats well so perfect for making on weekends for a take to work breakfast option.
- Can easily double or triple the recipe if needed.

What's the difference between steel-cut oats, rolled oats and instant oats?
I once had a debate with my husband over whether steel-cut oats were called that because they were cut with steel. I said no 😂. Spoiler alert - they get their name because they are cut in a steel mill!
The main difference between the three types of oats is in how much the original oat groat is processed.
Steel-Cut Oats are processed by chopping the whole oat groat into several pieces with a steel blade. They take the longest to cook (it's worth it), and generally have a nuttier flavour and are chewier than the other varieties.
Rolled Oats are processed by first steaming the whole oat groat then flattening or rolling it to give it it's round oval shape. This makes them quicker to cook, and rolled oats also tend to hold their shape when cooked.
Instant Oats are the most processed. They are partially cooked and dried, then rolled and pressed thinner than rolled oats to allow them to cook faster.
I'm not here to play favourites between oats (although Instant Oats are at the bottom of my list). BUT steel-cut oats are perfect for when you want a bit more texture and flavour.
They also have some great health benefits, like being high in fibre and protein. They're a good source of iron and they have a low glycemic index.
Steel-Cut Oats do take the longest to cook though, so if you're wanting a quicker oats option - try my Easy Stovetop Banana Oatmeal that's made with rolled oats.

INGREDIENTS FOR THIS BANANA STEEL-CUT OATS RECIPE
If you already make steel-cut oats at home I bet you'll already have most if not all of these ingredients on hand! Here's what you'll need (measurements listed in the full recipe at the bottom of this page)...
- Steel Cut Oats
- Banana
- Maple Syrup
- Milk
- Cinnamon

INSTRUCTIONS
Add water to saucepan and bring to boil on high heat. Add steel cut oats and lower to a simmer for 20 minutes, or until most of the water is absorbed (photos 1-2).
Add mashed banana, maple syrup, milk and cinnamon and stir to combine (photo 3). Simmer for a further 15-20 minutes, until most of the liquid has absorbed and steel cut oats are cooked completely.
Serve with your choice of optional toppings (photo 4).
What to top your oats with?
I can't be the only one who's all about the toppings when it comes to eating oatmeal. The options are endless! But here's a few ideas to pick and choose from...
- Milk
- Banana Slices
- Coconut Flakes
- Chopped Almonds, Walnuts or Pecans
- Cacoa Nibs
- Cinnamon
- Maple Syrup
- Peanut Butter
How to store your oats?
This recipe makes three decent serves. If you have any left over, store in an airtight container in the fridge for up to 5 days.

MORE TASTY BREAKFAST RECIPE INSPIRATION
- Protein Pancakes
- Healthy Overnight Oats
- Healthy Banana Pancakes
- Apple Cinnamon Oatmeal
- Banana Porridge
- Easy Scrambled Eggs with Veggies
- Honey Almond Granola
- OR see all Breakfast Recipes
If you’ve tried these Banana Steel-Cut Oats I’d love to hear how you enjoyed them! Pop a comment and a star rating below!
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4.58
16 comments & reviews
Jeanette
May 2, 2017
I'm not a oatmeal person, but it look good when you see the images 🙂
Cassie
May 2, 2017
I think It's one of those things you either love or hate!
nicole
May 2, 2017
yum, looks delicious and healthy! might have to give this a try
Cassie
May 2, 2017
It's so delicious! Had it for breakfast again today! I'm addicted.
Katie
May 2, 2017
My husband loves oatmeal in the morning; I will have to make this for a special treat soon! Thanks for sharing this great recipe!
Cassie
May 2, 2017
I'm sure he will love it!
Michelle Anneliese
May 2, 2017
I never liked oatmeal, but this looks delicious! Might have to give it a try
Cassie
May 2, 2017
I definitely think oatmeal is one of those love or hate things. Not in between! haha. But if you do give it a go let me know!
Ashlee
May 2, 2017
Mmm... Looks wonderful. I adore steel cut oats, they make everything so much more chewy and soft, especially when combined with bananas. Thank you so much for sharing, I will have to try this!
Cassie
May 2, 2017
So glad to hear from another steel cut oats fan! Let me know if you give them a try!
Pamela @BrooklynFarmGirl
May 5, 2017
What a great breakfast, it looks really appetizing 🙂
Cassie
May 5, 2017
They are so delicious! I ate it for breakfast for the past 3 days so it's well and truly taste tested hehe!
Cierra
May 5, 2017
I don't really like oatmeal, but this looks delicious! I can't wait to try it with my brother (the oatmeal lover).
Cassie
May 5, 2017
I hope he likes it Cierra, and maybe you will even be converted haha!
Brittany Antonijevic
May 5, 2017
I'll be trying this tomorrow! Oatmeal is basically my favorite food and this looks delicious 🙂
Cassie
May 5, 2017
Awesome! You'll have to tell me how you go. I seriously think this gets better as the days go on. Reheated with a little extra milk on day 2 and 3 and it is still so good!!
Misrii - Homemade Food
August 4, 2017
Looks like a great recipe! Just a heads up. am soooo excited about these. There is something about a healthy, Order Food Online in Jaipur
Cassie
August 7, 2017
Thanks so much Misrli!
Susan Minich
January 16, 2018
I want these tomorrow for breakfast! YES!
Cassie
January 16, 2018
I haven't made them for awhile - gotta make them soon!